Gambling While Cruising

Playing the Credit Card Game – And Winning!

Greed is the banks’ undoing. It’s their blind desire to get their plastic into your hands at all costs that gives you an edge in the credit card game – if you play your cards right.In games of chance the odds are always stacked against you. Over the long run the house always comes out ahead. Much the same is true when you are dealing with banks and credit cards. High interest rates and hidden fees insure that the banks always win and you always lose. Right? Well, not necessarily. Not if you are willing to take the time to play the game all the way to the end.In their mad rush to get their card into your pocket or purse, many banks are willing to wave all interest payments for a certain amount of time, generally 6 billing cycles or often 12 billing cycles. They are also willing to forgo any balance transfer fees.This means that you can order their card and transfer any balances you have on other cards into their bank and not pay any interest on your balance or on your new purchases for 6 months or even a full year. This can be a really excellent deal for you, especially if you currently have a high balance on another card where you are paying a high rate of interest.Now you do have to be somewhat careful and read the small print, because banks aren’t stupid. In order to make up for giving you free interest they will often add on a variety of charges that are designed to make up for their short-term “generosity” with the interest.Look for monthly “account maintenance fees” and for extremely high ATM charges. These are the two places where banks typically try to make up their losses when they offer you the zero-interest come-on to get you to try their card.So check out each card’s charges as best you can, use ATMs sparingly, and keep track of when the zero-interest introductory offer is ready to expire so that you can find your next zero-interest introductory card and transfer your balance again. As long as you keep track of where you are in your free cycle and you are willing to change cards a couple of times each year then you can go for years and years without paying interest on your outstanding balance and saving potentially thousands of dollars over time.In order to make this system work, so that you finally beat the banks at their own game, you need a website that allows you to compare dozens of credit cards and their rates and terms head-to-head. Once you have that information in front of you then there is nothing to stand in your way of playing the credit card game and winning every hand!

Can Fun Online Games Be Healthy?

Did you know that not only kids and teens play fun online games? A lot of us play games in the internet just for fun and to relax or have a break from our busy lives and our work. If kids do it for pure fun and exhilaration, we do it not only for pleasure but also to bring things back into perspective.Facing daily stress is not good for our health. Whether it is a good laugh or playing fun online games, we need something that can break the chains of stress, which will deteriorate our health fast.Almost 50% of all health related issues are directly results of daily stress and it is not just a matter of consequence. Given this fact, we all are encouraged to find something that can perk our days up and relieve the pressure.It would be great to find a website that offers internet-based games, flash games or web-based games that you can play alone or with other people with the same goal as you, which is to have some fun. It would be even better if the site you have come across have a large collection of free online games that you can choose from so that you can enjoy the diversity.If you are looking for some free fun then Fun Online Games would be a great option. If you are just a casual gamer who just wanted to take a break from the hustles of your daily routine, playing these games would definitely change your mood in no time. In fact, more than 200 million people are now hooked on playing online web-based games.If you are not that computer savvy and you just wanted to play for fun, these online games are user-friendly, which will not require you to have any background of flash games at all. Even your kids can play along with you as well.Laying back and relaxing does not necessarily mean you should take a nap or do nothing for the entire duration. Sometimes having a few good laughs with online games and having fun playing are a good way to start brightening your mood.


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